As weather events such as severe storms become more frequent, it's crucial to ensure your home is protected. Understanding your insurance coverage can save you from significant financial strain in the aftermath of a disaster.
Key Points to Consider:
- Flood Insurance: Standard homeowners insurance policies typically do not cover flood damage. If you live in a flood-prone area, consider purchasing a separate flood insurance policy.
- Wind and Hail Damage: Ensure your policy covers damage caused by wind and hail. Some policies may have specific exclusions or higher deductibles for these events.
Regularly reviewing your policy and discussing potential gaps with your insurance agent can help you stay prepared. Contact us today to ensure your home is adequately protected from weather-related damage.