Recent trends in the insurance industry show a move towards more restricted coverage for roofs. This shift highlights the importance of understanding the specifics of your home insurance policy.
Important Factors:
- Age of Roof: Some policies may limit coverage based on the age of your roof. Older roofs might only be covered for their depreciated value, rather than the full replacement cost.
- Type of Damage: Ensure you know what types of damage are covered. For example, some policies may exclude cosmetic damage while covering structural damage.
Review your policy details and talk to your insurance agent to fully understand your roof coverage. Contact us at (785)625-5605 to clarify any questions and ensure you have the protection you need.